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00:00.0
Kailangan maging bahagi po kayo or ma-identify kayo ng LGU nyo na qualified po dito sa 4PH program.
00:10.8
So, local government na po ang bahala dyan.
00:14.8
Tapos pag pumasa na po sila, huwag niyo pumamasamain mga kapatid, hindi ko po nilalahat.
00:21.3
Pero minsan nakakarinig tayo dyan pagdating pag LGU ang nagde-decide.
00:26.0
Naku, palakasan naman dyan eh. Minsan hindi naman qualified, mas qualified ako.
00:30.7
Pero bakit nagka-qualify? Hanggang dun lang ba yung evaluation?
00:34.8
Or after i-evaluate, bigyan kayo ng listahan ng LGU, i-re-check nyo, i-check nyo ulit kung talagang karapat dapat ba itong miyembrong ito?
00:44.5
Yes, tama yun, Ma'am Sheryl. Unang-una, the dispute requirement is that yung isang miyembro should be a first-time homeowner.
00:54.2
Second, yung kanyang in-invite.
00:56.0
So, the low-income should be within the fifth-decile income level. So, this is practically intended for the low-income earners.
01:04.4
In the side of pag-ibig naman, we check if he is a qualified beneficiary.
01:09.9
So, in other words, kailangan namin mag-verify whether the member or the target beneficiaries has the means or the ability to pay the monthly obligation niya.
01:23.3
But as I said kanina, napakamura.
01:26.0
If this will be fully implemented all throughout the country, we are very certain that there will be so many Filipinos who will benefit this program because of the subsidized interest that will be shouldered by the national government.
01:41.7
Okay. Paano po magiging kwalifikado? Baka marami pong interesado na nakikinig sa atin ngayon. Paano po ba magkakwalify para sa pag-ibig housing loan para sa 4PH program?
01:53.4
So, binanggit ko kanina ang isang...
01:55.9
And target beneficiaries should be a pag-ibig fund member.
01:59.2
Okay. Kailangan po kayo. Regestrado at aktibong miyembro ng pag-ibig fund.
02:04.3
Second, they have to engage with the local government unit where mayroon tayong existing project under the 4PH program.
02:15.1
I-check niyo po sa inyong mga local government kung nagsimula na. Kasi baka mamaya wala pa naman, hindi pa nagsisimula sa lugar na yun.
02:22.3
Pero yung pagiging pag-ibig active member po, dapat mayroon...
02:25.9
Unang-una po silang at least 24 months or at least 24, 2 years na po silang active member.
02:31.3
Yes. Unang-una po yung fund membership natin is mandatory to all government and private workers, including self-employed groups.
02:43.4
And that includes yung ating mga kasambahay and other working groups.
02:48.8
Under the law, they are required to become members of pag-ibig.
02:53.1
For those who fail to register...
02:55.9
Whatever reason, we allow naman po yung lump sum payment.
03:00.6
For as long as they meet the 24-monthly contribution remitted to pag-ibig fund, then they can already meet the criteria to avail of our housing.
